Privacy:

We will never disclose your details to any 3rd party. Your information is kept strictly within our Group. Within the Group, we share data across companies. We do not under any circumstances whatsoever share our data (including mailing lists) with anyone else. The only limitation on this absolute guarantee is that we must release information when required to do so by reason of a Court Order or other lawful authority.

Tracking visitors:

Visitors to these sites are recorded by their IP address and tracked while visiting each site individually. As part of our security and management systems we have a record of the server from which you came, the type of browser and operating system you use. The information we have does not enable us to identify any individual visitor EXCEPT that certain services require registration in which case we do know who you are and certain services require cookies that detail your visits to those services. Within the scope of the records mentions, we do know where you came from and which pages you visit on our sites. We do not retain information as to where you go when you leave.

Advertisers including but not limited to Google, Amazon.com and other advertising networks may place a cookie on your computer for the purposes of recording your visits. There are several reasons for this including recording commissions due to us for referrals from our sites. The use that such third parties make of the information they collect is not within the scope of this notice. We strongly recommend that you modify your browser settings to prevent the setting of tracking cookies. Since mid 2019, we no longer place advertisements from third party advertising networks, including but not limited to Amazon.com and any Google, etc. sites. However, advertisements placed before that policy was implemented will continue to be displayed on pages containing them.

Data Protection:

We access and use information internationally. All data is accessible to our staff from anywhere in the world. We may download that data onto other computers and work on it remotely. Our data is archived on our servers in the UK. Some information is retained on devices used by our staff in other jurisdictions.

We do not receive any financial information. Our payment service providers are Stripe and Shopify and all financial information is transmitted directly to them and not via our servers. We don't ever see it or have any access to it.

Mailing lists

All of our mailing lists are built up from those with whom we have had direct dealings or those who have signed up. Some mailing lists are double opt-in, meaning that you must first sign up and then confirm your consent to receive mail. Others, particularly those built up from direct contact in person or via internet services such as LinkedIn, do not require double opt-in but each mail contains an unsubscribe control which will remove your data from the active lists. That data will be retained, in a "do not contact" list so that we can be sure that you will not be added to a list in the future. You may unsubscribe from one list or all from lists which we operate.

Note: mailing lists are not the same as notifications you may receive as a result of your membership of a specific web site service such as PleaseBeInformed.com . Your control over those notifications, which include but are not limited to your "subscription" to new content notifications for a publication or a specific subject area, is managed, by you, from your membership area in that site. If you delete your membership of that site, all your data, including e-mail address is deleted and we will have no record of it other than in our security backups. If you delete your membership of that site, any content you may have posted to will be deleted, too, and all record of it lost except insofar as it remains in our security backups.

Cookie Policy:
Group Policy re Cookies.

If you do not agree to our use of cookies in accordance with this policy, you must leave our sites immediately. By continuing to browse, or returning to, our sites you are deemed to agree to our use of cookies. We place cookies on your computer, phone or other device to facilitate your user experience and to better help us understand how visitors use our site, including how long they spend reading pages. We use cookies for two reasons: the first is to track visitors to articles so that we are able to ascertain which articles are more popular and thereby enable us to improve the quality of our publications (note that this type of cookie is NOT a "tracking cookie"). The second reason is to record frequency of visits, thereby enabling us to identify the times that various types of content are more likely to be visited.

We do not use "tracking cookies" that tell us information beyond the above. We do not use cookie data for marketing or any other purpose. You may, after leaving our site, delete any cookies it has placed on your computer without any adverse effect. See your browser's Help file for details of how to do this. You may block cookies from any of our sites (except e-learning: see below) with no adverse effect.
For non-registered users the cookies record your last visit but do not identify you or your network.

For registered users, cookies record your visits to enable us to identify how members use our sites. The site visits are recorded in our database. Because you have registered, it is possible to cross-refer cookie data to the database.

We record (independently of cookies) the IP addresses of visitors in order to aid in our security processes and we are able to manually cross-reference those to records of page visits to enable us to block IP addresses of malicious visitors or those who do not comply with our policies e.g. by using our content forms to submit advertising.

We do not use tracking or persistent cookies.

Special conditions re cookies on the Quick To Learn More AML/CFT e-learning system and FinancialCrimeRiskandComplianceTraining.com (corporate users)

Cookies are used in conjunction with your login data to record your progress and to return you to the last viewed page. The cookies are a back-up because the same data is recorded in your training record. In this way, cookie data can be cross-referenced to you for administration purposes in your training course. You can delete cookie data from your computer or other device after logging out and our system will still remember the last training page you visited. However, you will need to have cookies active during each training session or the system will not know which page to serve next. The data controller for your information within those sites is your e-learning administrator, it is not us, even though we hold the data. That data does include personal identifiers as provided by your administrator so as to track and record your progress and results. Any requests as to that data should be addressed to your e-learning administrator.

Special notes re advertisements

In the past, we served advertisements from several companies and certain advertising networks such as Google Adsense, Amazon.com and Linkshare, amongst others . We will continue to serve advertisements by specific companies. We no longer serve advertisements from advertising networks. We have no control over the creation and use of cookies by those third parties.

Registration Data: FinancialCrimeRiskandComplianceTraining.com (individual accounts).

We obtain and retain the following information
Description (Mr, Mrs, Miss) (1)
Full name (1)
Date of Birth (1)
Country (1)
Course and Lesson subscribed to (1)
Date of completion of test for each Course (1)
Date of subscription (2)
Date of expiry of subscription (2)
E-mail address (3)

Those marked 1 are for the purposes of identifying our subscribers and to enable us to understand the use of our services. They are also used to prepare your certificate at the conclusion of a course.

Those marked 1 are for our own internal record and, in conjunction with an internal code assigned to you when you subscribe, are required by our system so that we know the term of your contract.

That marked 3 is the address to which we send notifications of updates to courses, notifications of new courses that are relevant to your area of study, notifications of impending expiry and other system management messages. It is also the address to which you can select to have information of your choice sent to you. You manage that through your account page.

Registration Data: PleaseBeInformed.com.

We obtain and retain the following information
Description (Mr, Mrs, Miss) (1)
Full name (1)
Date of Birth (1)
Country (1)
Course and Lesson subscribed to (1)
Date of completion of test for each Course (1)
Date of subscription (2)
Date of expiry of subscription (2)
E-mail address (3)

Those marked 1 are for the purposes of identifying our subscribers and to enable us to understand the use of our services. They are also required so that we have details of those who post content to our pages.

Those marked 1 are for our own internal record and, in conjunction with an internal code assigned to you when you subscribe, are required by our system so that we know the term of your contract.

That marked 3 is the address to which we send notifications of new content, notifications of impending expiry and other system management messages. It is also the address to which you can select to have information of your choice sent to you. You manage that through your account page.

(page updated 21/06/2021)

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Previous version
September 2018