This page contains the terms upon which visitors are permitted to enter any website within The Anti Money Laundering Network, legal information on linking, trademarks, copyright, artistic property, contractual terms on sales from the websites and other important legal information including penalties for abuse of the rights of access. Copyright: The whole and each part of the content and layout (including images of such) of each of the websites listed on this page or at any time forming a part of The Anti Money Laundering Network whether or not listed here is copyright © 1994-2004 for their respective owners. It is a copyright offence to make copies of any of the content on any of the sites and to pass them off as your own work. It is a copyright offence to take screens shots or grabs of any of the pages of the site or to download any code for the purposes of incorporating it, modified or in original format, in any other website or document. This page relates to the following websites (which may or may not be hosted on the same server and may or may not be active at any one time): The Money Laundering Compliance Website at countermoneylaundering.com; World Money Laundering Report at vortexcentrum.com; The Anti-Money Laundering Network at antimoneylaundering.net ; The Money Laundering Compliance Website at antimoneylaundering.co.uk ; World Money Laundering Report: Online at wmlro.com Risk values at riskvalues.com ; clicktolearnmore.com at clicktolearnmore.com ; e-learning at clicktolearnmore.net ; e-learning at quicktolearnmore.com ; Training at antimoneylaunderingtraining.Com Spam Scams at spam-scams.com ; The Financial Crime Forum at financialcrimeforum.com; The Economic Crime Forum at economiccrimeforum.com; Note for Journalists, researchers, students: If you quote any part of the sites, you must credit us making explicit reference to the name of the website at the appropriate domain name. For example "The Money Laundering Compliance Website at www.countermoneylaundering.com" You may use only short extracts in this way and this permission extends to reasons of bona fide research only. Deep linking is not permitted: links may be only to the front (index.htm) page of the site. Caching copies of webpages locally or on a server is not permitted. Saving webpages is not permitted. Unless otherwise credited, all images on the sites are the sole and original property of The Anti Money Laundering Network and may not be stored or re-used. Trademarks: The following are trademarks of Vortex Centrum Limited: World Money Laundering Report; WMLR Digest; vortexcentrum.com; vortexcentrum.net; Spam Scams; spam-scams; spam-spams.com, The Financial Crime Forum; The Economic Crime Forum; financialcrimeforum.com; AMLjobsearch.com; economiccrimeforum.com; amlsoftware.com The following are trademarks of Click To Learn More Limited: Click to Learn More; clicktolearnmore.com; clicktolearnmore.net; clicktolearnmore; quicktolearnmore.com; quicktolearnmore. Click To Learn More Limited is a UK corporation. The following are trademarks of Silkscreen Limited: countermoneylaundering.com; anti-money laundering network; anti-moneylaundering.net; anti-moneylaundering.co.uk; Veritas Centrum; Veritas Centrum: the heart of truth. The following are trademarks of Risk Values Limited: Risk Values; riskvalues.com, RV1. None of these trademarks may be used without the prior permission, in writing, of the trademark holder. A fee may be charged for permission. Copyright in domain names: Each of the domain names is © its respective owner as set out in the description of trademarks above. We claim that each of our domains is an artistic work and we are therefore entitled to full protection as a literary work. The layout of our sites is art and protected as such. Links: You may link to one or more of these sites but - you may link to the first page only (eg. www.domain.com/) - you are not permitted to put our content into a frame on your site. Privacy: Data is shared between the companies in the antimoneylaundering.net group : Risk Values Limited, Silkscreen Limited, Vortex Centrum Limited, Click To Learn More Limited, The Anti Money Laundering Network, AML Net Sdn Bhd. We do not under any circumstances whatsoever share our data (including mailing lists) with anyone else. The only limitation on this absolute guarantee is that we must release information when required to do so by reason of a Court Order or other lawful authority. Tracking visitors: Visitors to these sites are tracked and we have a record of the server from which you came, the type of browser and operating system you use. The information we have does not enable us to identify any individual visitor EXCEPT that certain services require registration in which case we do know who you are and certain services require cookies that detail your visits to those services. Data Protection: We access and use information internationally. All data is accessible to our staff from anywhere in the world. We may download that data onto other computers and work on it remotely. Further, our data is archived in the EU and in the USA. Some information is archived in other jurisdictions, for example Hong Kong and Malaysia. Where you make a purchase using PayPal credit card processing, all credit card information is held by PayPal only. No antimoneylaundering.net company receives your card details or has any control over the processing service. Legal: The sites are for information only. It is not intended to provide legal advice in any circumstances. All persons are cautioned that they must take appropriate legal advice from a properly qualified lawyer in the relevant jurisdiction if they are in any way concerned that they may be affected by any of the issues raised on this website. Neither the author of any part of the sites, nor any of the publishing companies intends to create any contractual relationship with nor duty of care towards any person who may avail themselves of the information on any of the sites. Conference papers and articles are the opinion of their authors, and not necessarily of the publisher. Use of this site and any contract entered into for sale and purchase of goods or services from this site shall be governed by English Law and any resultant proceedings shall be taken only in the Courts of England and Wales. Access to and use of this site shall be deemed to be agreement to these terms. Access to and use of this site shall be deemed to be agreement to these terms. e-mail harvesting and unsolicited commercial mail: The domain names and e-mail addresses associated with them are copyright. It follows that to harvest any address is prima facie a breach of the intellectual property of the relevant owner. Any person who harvests or purchases a harvested e-mail address and stores it on any computer, or replicates it in any unauthorised fashion breaches the intellectual property rights of the owner of that property. For each unsolicited e-mail for commercial purposes received at any of the domains, a charge will be made by the owner. The charge will be GBP1000 (plus UK tax where applicable) per mail we receive. Screen grabs, etc: It is forbidden to take any image of any page of any of the sites. If you do so, you will be charged GBP5000 per instance. UK VAT will be applied as appropriate. Furthermore, we will report your use of copyright material to your ISP and require them to remove all copyright material from their servers. This will almost certainly result in the closing of your service. We will seek injunctions and penal damages and criminal prosecution in the case of persistent offenders. Refund Policy: If you purchase a product from us it is sold firm. Refunds will be made only in the event of failure to deliver or short delivery. Any distance selling legislation is expressly excluded under our terms of contracting. The Bookshop : Since March 2000, the Bookshop has been operated by third party providers. You form your contract with them and all your dealings are with them. In the case of short or non-delivery or other problems, you must deal direct with the relevant provider. Purchases of the following products are made directly with the relevant Anti Money Laundering Network company: - World Money Laundering Report, World Money Laundering Report: Online - e-learning product There is no cooling off period on sales via our site. Language: These sites are written in English. Users of variant English should recognise, therefore, that there may be differences in use of language. For example, in English, a thousand million is called a "milliard" or just "a thousand million". A "billion" is one million to the power two - that is one million times one million. A "trillion" is one million to the power three. That's an awful lot of noughts. 18, in fact. If someone "protests" something, it is to make a firm statement in support of it. If the statement is intended to oppose something the phrase is "protests against." "Oversight" does not mean "supervision." Copyright © 1994-2004 antimoneylaundering.net and group companies All Rights Reserved. It is a criminal offence to harvest (for purposes of unsolicited commercial mail) any e-mail address from any domain within The Anti-Money Laundering Network, or to use any address which has been so harvested. There are civil and criminal penalties for so doing. Page: updated October 2004. Link to previous version (from April 2002-October 2004)